Invisalign Treatment: Insurance and Other Payment Options

Many people are interested in Invisalign treatment but are worried about the cost. The good news is that Invisalign is often covered by dental insurance. 

Invisalign treatment is considered a cosmetic procedure by most dental insurance plans. However, because Invisalign can also be used to treat bite problems, some insurance companies will cover a portion of the cost.

Here’s a brief overview of how dental insurance works and what you can expect regarding coverage for Invisalign.

What Is Invisalign?

Invisalign is a clear aligner system that is used to straighten teeth. The aligners are made of smooth, comfortable plastic that is virtually invisible. Invisalign treatment can treat a wide variety of dental problems, including crowding, spacing, overbites, underbites, and crossed bites.

The first step is to schedule a consultation with an Invisalign-trained dentist or orthodontist, such as this Invisalign Cambridge clinic. The doctor will examine your teeth during the consultation and discuss your treatment options. If you decide to proceed with treatment, the doctor will take impressions of your teeth, which are used to create your custom aligners.

You will be given a series of aligners to wear, each slightly different from the last. As you wear each aligner, your teeth will gradually shift into their proper position. The process usually takes about 12 months, although some cases may require more or less time.

Benefits of Invisalign

  • The aligners are practically invisible, so people cannot tell you are wearing them.
  • The aligners are removable, so you can take them out to eat and brush your teeth.
  • Also, Invisalign treatment is often faster than traditional braces.
  • Invisalign is more comfortable than braces because there are no wires or brackets to rub against your gums.

You should note that your dentist or orthodontist plays a significant role in the success of your Invisalign treatment. That’s why choosing a reputable and experienced dental facility is essential. See Invisalign Brantford for more info if you’re in the area.

How Does Dental Insurance Work?

Dental insurance plans typically have two types of coverage: basic and major. Basic coverage includes preventive care, such as routine cleanings and x-rays. Major coverage includes procedures that are needed to treat a dental problem.

Most dental insurance plans have an annual limit on the amount they will pay for major procedures. This means that you may have to pay for some of the costs associated with Invisalign treatment out-of-pocket.

Check with your insurance company to find out what types of procedures are covered and what your annual limit is. This way, you will know what to expect before you start treatment.

What Does Invisalign Cost?

The cost of Invisalign treatment varies depending on the dental problem’s severity. On average, the cost of Invisalign ranges from $3,000 to $8,000.

If your dental insurance plan covers Invisalign, they may pay for a portion of the cost. For example, they may cover 50% of the cost up to a maximum of $1,500. This means that you would be responsible for the other 50% of the cost, plus any amount that exceeds $1,500.

It’s also important to note that some insurance plans may have a waiting period. You may have to pay for treatment up-front and then get reimbursed by your insurance company later.

To avoid any surprises, it’s best to check with your insurance company before you start treatment.

Other Payment Options for Invisalign

If you don’t have insurance or your insurance doesn’t cover Invisalign, there are other ways to finance the treatment, such as:

1. Flexible Spending Account (FSA)

FSA plans are offered by some employers and allow you to set aside pre-tax money to pay for eligible medical expenses, including Invisalign.

2. Personal Loan

Personal loans can be used to finance the cost of Invisalign treatment. The interest rate on a personal loan will depend on your credit score and other factors, such as your income and employment history.

3. In-House Financing

Some dental practices offer financing options that allow you to make monthly payments for Invisalign treatment. The financing agreement, such as the interest rate and other factors, depends on the dental practice.

4. Third-Party Financing

Several companies offer financing for Invisalign treatment. The interest and other terms of the loan will vary depending on the company.

5. Credit Cards

If you have good credit, you may be able to finance your Invisalign treatment with a low-interest credit card. This can be an excellent option if you need to finance the entire cost of treatment, and you can pay off the balance within a year or two.

6. Payment Plans

Some orthodontic offices offer payment plans that allow you to make monthly payments toward your Invisalign treatment. This is especially helpful if you want to finance the entire cost of treatment and you can’t get approved for a low-interest loan or financing.

7. Discounts

Many orthodontic offices offer discounts for patients who pay for their treatment in cash. This can be a great way to save money on your Invisalign treatment if you can afford to pay the entire cost upfront.

Keep in Mind

Invisalign can be covered by dental insurance, but there may be some out-of-pocket costs. Check with your insurance company to find out if they cover Invisalign and what your annual limit is. This way, you will know what to expect before you start treatment.

Moreover, contact a reputable and qualified dental clinic in your area, such as Invisalign Brandon clinic, to discuss your treatment options. They can also help you determine if Invisalign is right for you and create a custom treatment plan that fits your needs.